Important Disclaimer

Last updated: June 17, 2026

ZBee is a measurement and planning tool, not financial advice.

ZBee helps you see your current portfolio and explore retirement projections based on the information you provide and the accounts you connect. It is an informational and educational tool only.

• Not advice. Nothing in ZBee is investment, financial, tax, legal, accounting, or retirement advice, and nothing in it is a recommendation to buy, sell, or hold any security or to take (or not take) any financial action. ZBee does not know your full circumstances and is not a substitute for a qualified professional.
• Built for the United States. ZBee assumes the US tax system (federal and state income tax, capital-gains rates), US Social Security, and US retirement account types (Traditional and Roth IRA / 401(k), and required minimum distributions). If you are not a US taxpayer, its tax figures and projections will not apply to you.
• Projections are estimates, not promises. Any projection, "maximum spend," or future figure ZBee shows is a hypothetical estimate calculated from your inputs and from general assumptions (such as inflation, returns, and tax constants) that are uncertain and will not match reality. Past performance does not predict future results. Actual outcomes will differ, possibly by a lot.
• You are responsible for your decisions. Verify anything important with your own records and with a licensed financial, tax, or legal professional before acting. You use ZBee, and any decision you make with it, at your own risk.
• No guarantee of accuracy. Balances and prices come from third-party services and from data you enter. ZBee does not guarantee that any number it displays is current, complete, or correct.

By using ZBee you acknowledge and accept this disclaimer. See the full Terms of Use for the complete terms that govern your use of ZBee.